Coremars Discretionary Portfolio Management Service (Non-Interest)
Coremars Asset Management offers a diverse range of Shari’ah-compliant investment solutions, carefully structured to align with Islamic principles while helping investors achieve their financial objectives.
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Why choose Shari’ah-Compliant investment Solutions?
Coremars Asset Management offers a diverse range of Shari’ah-compliant investment solutions, carefully structured to align with Islamic principles while helping investors achieve their financial objectives.
Personalized mandate
We align investment decisions with your objectives, liquidity needs, investment horizon and risk tolerance. Our integrated team of Shari'ah-complaint advisers can help you create investment portfolios to unlock value from the capital market. We can help you every step of the way, working to give you confidence from start to growth.
Active portfolio oversight
Active portfolio oversight involves continuously monitoring investment performance, market conditions, and portfolio exposures to ensure alignment with clients’ investment objectives and Shari'ah-compliant principles. Through disciplined investment analysis, risk management, and timely portfolio adjustments, we seek to optimize performance, preserve capital where possible, and identify opportunities to rebalance, restructure, or exit investments when they no longer align with the agreed investment mandate.
Create & Set Up
Exploring all that’s involved in forming a new relationship, from evaluating potential opportunities to setting up a structure to support growth and increase the competitive advantage of your investment portfolio.
Non-interest principles
Non-interest investing provides a values-driven approach to achieving financial objectives while adhering to Shari'ah principles. It requires continuous oversight to ensure that investments remain compliant with Islamic financial guidelines, including the avoidance of interest (Riba), excessive uncertainty (Gharar), and prohibited business activities. Through disciplined portfolio management, Shari'ah screening, and ongoing investment monitoring, Coremars Asset Management seeks to enhance portfolio value, manage risk responsibly, and pursue sustainable financial growth in alignment with clients’ investment objectives and non-interest finance principles
Our expertise
Strong Shari’ah Governance
At Coremars Asset Management, our Shari’ah-compliant investment solutions are guided by established Islamic finance principles and appropriate Shari’ah oversight. We maintain robust screening, assessment and monitoring processes to ensure that investment activities align with Shari’ah requirements and ethical standards
Research-Driven Investment Approach
Our investment strategies combine rigorous fundamental research, disciplined risk management and Shari’ah-compliant investment principles. This enables us to identify attractive investment opportunities while maintaining a strong focus on capital preservation and sustainable returns.
Client-Focused Investment Solutions
We work closely with individuals, corporate clients and institutional partners to develop tailored investment portfolios that reflect their financial objectives, risk appetite and Shari’ah requirements. Through appropriate engagement with qualified Shari’ah advisers, we seek to ensure that our investment solutions remain aligned with clients’ specific requirements and Islamic finance principles.
Our Range of Shari’ah-Compliant Investment Solutions
At Coremars Asset Management, we offer a range of Shari’ah-compliant investment solutions across various asset classes, including equities, Sukuk, money market instruments and multi-asset portfolios. Our solutions are designed to provide investors with diversification, flexibility and access to investment opportunities while ensuring alignment with Islamic principles and ethical investment standards
From Portfolio Structuring to Active Management
Effective non-interest portfolio management requires a structured approach to investment selection, implementation, and ongoing oversight. Coremars Asset Management identifies and monitors investment risks, develops strategies, and makes informed portfolio adjustments to enhance value while maintaining compliance with Shari’ah principles. Through disciplined management, transparent reporting, and continuous review of market conditions and regulatory requirements, we aim to ensure that each portfolio remains aligned with clients’ financial objectives, risk tolerance, and non-interest investment principles.
At every stage of the investment lifecycle, Coremars Asset Management prioritizes clear communication of investment objectives, adherence to the agreed mandate, and disciplined execution of portfolio strategies in line with Shari’ah principles. Continuous monitoring of portfolio performance, market conditions, and risk exposures enables timely intervention when investments deviate from expectations. Where underperformance occurs, we assess the underlying factors and consider appropriate corrective actions, including portfolio rebalancing or restructuring. Where an investment no longer aligns with the client’s objectives or Shari’ah compliance requirements, we seek to execute an orderly and timely exit, with the aim of protecting client interests and optimizing portfolio value, subject to prevailing market conditions.
Ask the right questions.
What is Shari'ah-compliant portfolio management?
Shari’ah-compliant portfolio management involves investing and managing clients’ funds in accordance with Islamic financial principles. It avoids interest (Riba), excessive uncertainty (Gharar), gambling (Maysir), and investments in prohibited business activities, while promoting ethical and responsible investment practices.
How does Coremars Asset Management ensure Shari'ah compliance?
Coremars applies Shari’ah-based investment screening and agreed eligibility criteria to investment selection and portfolio monitoring. The specific governance, review, and certification arrangements should be confirmed in the client documentation to ensure transparency and accountability.
What products can I invest in through a Shari'ah-compliant portfolio?
Depending on availability, suitability, and the agreed investment mandate, eligible investments may include Sukuk, Shari’ah-screened equities, Islamic investment funds, and other permissible non-interest investment structures.
How does Shari'ah-compliant investing differ from conventional investing?
Unlike conventional investing, which may include interest-bearing securities and other activities prohibited under Islamic finance principles, Shari’ah-compliant investing applies additional ethical, financial, and business-activity screening criteria to investment decisions.
Can I earn returns from Shari'ah-compliant investments?
Yes. Returns may arise from permissible sources such as profit-sharing arrangements, rental income, dividends from eligible companies, and gains from the sale of investments. However, returns are not guaranteed, and investors may experience losses depending on market conditions and investment performance.
Who can invest in Shari'ah-compliant portfolio management services?
The service may be suitable for individuals, businesses, institutions, and other investors seeking professionally managed portfolios aligned with non-interest finance principles. Investors do not necessarily need to be Muslim; suitability depends on their investment objectives, risk tolerance, liquidity needs, and the applicable onboarding requirements.
What happens if an investment becomes non-compliant with Shari'ah principles?
If an investment is identified as no longer meeting the applicable Shari’ah criteria, it should be reviewed promptly in accordance with the established compliance procedures. Appropriate action may include divestment, portfolio adjustment, or other measures advised under the applicable Shari’ah governance framework. Any required treatment of non-permissible income should follow the relevant Shari’ah guidance.
A clear process, with Shari'ah compliance at its core
Investment decisions are made within an agreed framework, with documented controls and transparent communication.
Coremars Asset Management Limited Shari’ah-Complaints Advisers can discuss with you your goals, investment horizon, cash-flow needs and risk appetite.
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